Relax kreditom!
Relaksirajte svoj
kućni budžet
It is time to relax your home budget with a grace period of up to a year with Relax RSD cash loan.
Up to 21 000 Euro with 12 easy payments!
Loan amount from EUR1.000 to EUR21.000 in RSD counter value at the middle exchange rate of the NBS.
Customer and guarantor are pensioners or permanently employed at least one year in continuity and at least six months at same company.
* - Debt to income ratio (DTI ratio) is calculated by dividing total monthly liabilities with regular monthly income.
Repayment period from 12 to 71 months with Grace period of up to a 12 months.
During the grace period, the client is obliged to pay only the corresponding amount of monthly interest.
Fixed nominal interest rate is 14,5% per annum, and the effective interest rate are presented in examples below
Minimum amount of net monthly average salary/pension is RSD 20.000. Customer and guarantor can’t be a pensioner at the same time.
Customers have been duly servicing their obligations, with delay in payment no longer than 60 days cumulative.
Minimum security is two accepted blank bill of exchange of the client and for amounts above EUR 6.250 one creditworthy guarantor is required. If DTI ratio* is less than 50%, creditworthy guarantor is obliged for amounts over EUR 10.000.
During the Grace period your payments will be almoust twice smaller because you pay only %.
Choose your maturity date of first installment - 5th, 15th or 25th date of the month
Relax your budget
Pay less for 12 month
Pay when you want
Detailed offer for other loan amounts can be obtained at all Expobank JSC Belgrade branches and during the Phone consultation
Calculate your payments!
Maturity, month
Grace period, month
Nominal interest rate, %
71
12
14,50%
Other costs:
Basic report from the Credit Bureau
Bill of exchange (two of them)

246
100
Loan amount , RSD at 30/06/2021

Monthly payment during Grace period (1-12 month)

Monthly payment after Grace period (13-71 month)

Total amount for repayment
Effective interest rate (annually),%

500 000,00

6 041,67

11 900,34

774 942,40
15,52%
750 000,00

9 062,50

17 850,51

1 162 413,60
15,51%

1 000 000,00

12 083,33

23 800,68

1 549 884,79
15,51%
A representative example of the RSD cash loan with a grace period
Detailed offer for other loan amounts can be obtained at all Expobank JSC Belgrade branches and during the Phone consultation
How to get a loan
Just fill the form and our manager will call you back to calculate your monthly installment tell you about loan terms and conditions.
1. Get consultation
After consultation, fill the application and bring all documents needed to approve your loan. Choose the closest branch and suitable time.
2. Apply the loan
After you applied, just wait for the Bank decition and visit the Expobank Branch to sign Loan agreement ant to get your money.
3. Get your money
Easy 3 steps to get Relax RSD Cash loan with 12 month Grace period
Detailed offer for other loan amounts can be obtained at all Expobank JSC Belgrade branches and during the Phone consultation
O nama
Expobank a.d. Beograd is Serbian commercial bank, established in 1990 as Centrobanka a.d. Belgrade. Bank has 2 outlets in Belgrade and branches in Novi Sad, Niš, Čačak, Šabac.
Local history
Being 100% owned by Expobank CZ since 2017, Expobank a.d. Beograd becamea a part of international finance community, which unites Expobanks is Russia, Check Republic and Latvia.
Internatonal precence
We constantly work on continuous improvement in all business areas to become financially strong Bank specialized in financing small and medium enterprises and private clients.
Focused on clients
Centrobanka a.d. Belgrade founded 15 years it was working as local commercial bank for SME and private clients
Expobank history timeline:
Laiki Popular Bank Public Co Ltd (Cyprus) acquired 90.4% of Centrobanka a.d. and changed the bank’s name to Laiki Bank
The Bank changed its name to Marfin Bank Joint-Stock Company Belgrade
Expobank CZ, a.s. acquired 100% of the Bank’s shares and became the sole shareholder

Dec 1990
Feb 2006
Mar 2008
Feb 2017
Detailed offer for other loan amounts can be obtained at all Expobank JSC Belgrade branches and during the Phone consultation
Get consultationabout Cash loan
Just type your contacts and we wll contact you to provide detailed information and book a time for your visit
We will call you back in working tme only no matter when did you fill the form
Find a branch
Filijala Beograd: Dalmatinska 22.
Radno vreme: Pon-Pet: 08:00-15:30, Subota: 09:00 - 13:00
Šalter Zemun:Bulevar Mihaila Pupina 16d
Radno vreme: Pon-Pet: 09:00-16:30
Filijala Novi Sad: Petra Drapšina 56
Radno vreme: Pon-Pet: 08:00-15:30
Filijala Niš: Generala Bože Jankovića 2
Radno vreme: Pon-Pet: 08:00-15:30
Filijala Čačak: Gradsko šetalište bb
Radno vreme: Pon-Pet: 08:00-15:30
Filijala Šabac: Masarikova 9
Radno vreme: Pon-Pet: 08:00-15:30
Filijala Beograd
Dalmatinska 22.
Radno vreme:
Pon-Pet: 08:00-15:30,
Subota: 09:00 - 13:00

Book your visit
Šalter Zemun
Bulevar Mihaila Pupina 16d
Radno vreme:
Pon-Pet: 09:00−16:30

Book your visit
Filijala Novi Sad
Petra Drapšina 56
Radno vreme:
Pon-Pet: 08:00-15:30

Book your visit
Filijala Niš
Generala Bože Jankovića 2
Radno vreme:
Pon-Pet: 08:00-15:30

Book your visit
Filijala Čačak
Gradsko šetalište bb
Radno vreme:
Pon-Pet: 08:00-15:30

Book your visit
Filijala Šabac
Masarikova 9
Radno vreme:
Pon-Pet: 08:00-15:30

Book your visit
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